What to expect
Brokers and lenders have different roles and may charge different fees or offer a limited range.
A good place to start
Ask a suitably authorised professional to explain rates, fees, term, repayment and consequences under your circumstances. Clarify the broker's scope and remuneration before accepting a recommendation.
What to compare
- Authorisation and role
- Complete borrowing cost
- Repayment and contract terms
Be clear about the professional’s role
Explain the task and the country or jurisdiction involved. Check professional status with the relevant official body, then ask about fees, conflicts and the limits of the service. These guides prepare an enquiry; individual decisions need advice based on your circumstances and current rules.
Understand the other options
Exchange office
Currency-exchange services can quote a rate while charging additional fees or using different buy and sell prices.
Gold buyer
Gold buyers value items using factors such as verified metal content and weight, with fees and valuation methods varying.